Financial Planning-Before the first position, a plan
A portfolio begins with questions, not securities. Risk tolerance is a decisive factor: in structured interviews we take its measure alongside the income, liabilities, and currencies that shape the family’s life, and discuss the family’s objectives thoroughly — which sums may be needed within a year, and which will not be touched for a generation?
From these answers we define the allocation between equities and fixed income, the base currency, and the liquidity reserve. The plan is then revisited in continuous personal contact — because circumstances change, and a portfolio should follow the family’s life, never the other way around.
Step 1
Discuss & Understand
We begin with your objectives, investment horizon, and the generations that follow you.
Step 2
Construct
Diversified equity and bond portfolios built on academic research and market evidence.
Step 3
Grow & Preserve
Continuous personal contact and disciplined review, decade after decade.
Selective, aligned & built to last
01
Selective clientele
Client selection involves careful background examination and, typically, several years of acquaintance. We grow by referral, not by marketing.
02
A meaningful starting point
Minimum portfolio size of USD 500,000; our service model is built for substantially larger relationships.
03
Aligned incentives
Fees can be structured to include a performance component. As with any performance-based arrangement, this creates an incentive to seek higher returns; our fee structure and any related conflicts of interest are disclosed in full before a mandate begins.
04
Trust and transparency
Long-term relationships built on utmost trust and full transparency: every position, every fee, every decision visible.
Custodian Banks in the USA & Switzerland
Custody takes place exclusively with major institutions in Switzerland and the United States — a deliberate separation between those who manage and those who safeguard assets. Two jurisdictions also mean diversification of a kind no portfolio line can provide: jurisdictional. Assets can be booked where it best serves the family’s desires/needs.
Switzerland
Political stability, a long tradition of asset protection, and an established financial-services framework — together with our supervision under SO-FIT, authorized by FINMA. A booking center within the same jurisdiction in which we are supervised.
United States
Among the most cost-efficient and liquid capital markets globally, supporting direct access to US-listed equities and ETFs at institutional terms. Custody through Pershing LLC, a BNY Mellon company, and direct access to US-listed equities and ETFs at institutional terms — a relationship our group has maintained over 20 years.